Football Pain

From a Salon article called

The NFL: An indictment of America

by Ethan Sherwood Strauss -

True fans possess an enormous capacity to live through their football heroes, but they retain an even greater capacity to do so without empathy. Just last week, Bears quarterback Jay Culter was all but put in stocks for leaving a game due to a torn MCL. Fans burned his jersey as though Cutler “quit” out of feminine frailty, as though this professional QB had concocted some elaborate, cowardly, fan-jobbing conspiracy. The public violently, irrationally demands that a player play, even with knee ligaments dangling. No wonder so many of these athletes gobble painkillers in a manner that would trump a toilet-bound Elvis.

I’ve spent my life wondering what people saw in football. NFL football, I get that. That’s entertainment. What I don’t get is college or high school football. There’s this strange story line that football builds character and teamwork. I imagine there is some development there – “playing fields of Eton” and the other charming and nonsensical tales of our culture. But for almost all colleges, football loses money all the time every year. In high school it is at best a distraction from the real purpose of school and worse, a money drain diverting resources from other programs.

But the author here is right. It is the pain. It is the harm the sport does to the players. And the fans. There is some strangeness there. Many years ago I was in high school and the NFL players went on strike. My fellow students deprived of their television pacifier were outraged. My father subscribed to Sports Illustrated and I read about the strike. I discovered that the average life span of an NFL player was 58 years and the injury rate was 100%. That’s a lot to give up so that people can be entertained.

The author continues -

At a certain point, we are — in part — defined by this tendency. That America endorses the NFL’s pain party starts to say something about the country. Such as: American culture is replete with couch-jockeys who feel more masculine for having watched other people destroy themseves. Or: American culture is fine with perpetuating a system of destruction, so long as a few, mostly poor people are involved. In many ways, our attitudes towards fetishized athletes mirror our attitudes towards those glorious troops whom we only support with platitudes. This is not good.

I agree.

James Pilant

The Student Loan Crisis – Is It For Real? (via Go College)

Students now leave college with a debt of around $25,000 dollars a piece. When you choose a job after assuming that kind of debt, do you stay in places with generally low salaries like Oklahoma, Arkansas, Kansas, Missouri, or do you get out and head for the coast where the salaries often run double for the same job? What effect does this brain drain have on the economic development of these states, the viability of their communities and the kind of people elected to public office?

James Pilant

According to their data (Chronicle of Higher Education), of the student loans that entered repayment in 1995, one of every five has since gone into default. That’s correct, fully 20% of those who borrowed could not meet the expectations set forth in their repayment schedule.

Fast Forward to 2010

While one in five is truly scary, one needs to understand that the average student loan debt from that period was roughly $13,000. Today it is nearly double that figure, $23,000 plus.

One might suggest, using simple math, that fifteen years from now we might expect a doubling of the rate of default.

So no, the crisis isn’t hyperbole. According to the Wall Street Journal, “consumers now owe more on their student loans than their credit cards.” According to the June 2010 figures from the Federal Reserve, Americans owe some $826.5 billion in revolving credit. The total owed on student loans comes to $829.8 billion, according to Mark Kantrowitz, publisher of FinAid.org and FastWeb.com.

Over at the Huffington Post, op ed writer Zac Bissonnette noted the Chronicle data and went on to note that defaults are only the tip of the iceberg when it comes to the impact of student loans. Many students who were not in default likely managed to stay in good standing only by accepting career options based on pay instead of goals and lifestyle choices based on debt as opposed to following their heart.

… Read More …

Student loans leave crushing debt burden (via MSNBC)

When will student loans reach such a size and ferocity in collection that a majority of American students no longer believe it is financially worthwhile to go to college?

Has the American dream simply disappeared for millions of Americans to whom a college education was the gateway to some form of economic security?

James Pilant

The cost of a college education is rising faster than the cost of medical care and as much as three times as fast as consumer prices in general. But that’s just the beginning of the price of admission.

This is the story of a debt crisis few are talking about.

Americans now owe more on their student loans than they do on their credit cards — a debt fast approaching $1 trillion with no end in sight.

Students borrow because they see little choice. A college education, after all, is a key to success. That, it seems, is an article of faith.

…Read More…

Opinion: The Looming Student Loan Crisis (via AOL News)

For many student loans are a continuing crisis in their lives. Is this kind of debt for millions of Americans sustainable? What are the social effects?

Does the student loan burden keep students away from running for public office, pursuing jobs valuable to society like police, fire and military?

Is this the way, we as a nation should finance our children’s education when that education is so critical to national success and competition?

Read this article and see what you think.

James Pilant

Like home ownership, a college degree used to be perceived as one of the keys to success. Unfortunately, these days it’s starting to look like a gateway to financial ruin.

The Federal Reserve has confirmed that as of June 2010, consumers now owe more on their student loans than on their credit cards.

A separate report reveals that one in five people can’t make their monthly payments.

As a result, Sallie Mae and Citibank have become the arch nemesis of millions, and the country as a whole faces what some warn is America’s next “mortgage meltdown.”

..Read More …

The Internet and Social (Network) Conflict (via Only a Northern Song)

This is a fascinating post about how we treat internet posts differently than traditional writing. I enjoyed it. I hope you do too.

James Pilant

The Egyptians worshiped the open eye because they knew attention was redemptive – if you pay attention to things you can understand them and make things better. This resonates with us – we generally believe that paying conscious attention to things is the best way of achieving an objective grasp, a full understanding of what a thing is from itself, rather than simply from our perspective. We improve on this by establishing perspectives which are, … Read More

via Only a Northern Song